Collective Plan, RMDCP & RMPP

If you joined the Royal Mail pension scheme on or after the 1st April 2008, were still working for Royal Mail after the 7th October 2024, and you exercised the option to join the Royal Mail Pension Plan after completing at least 5 years service in the Royal Mail Defined Contribution Plan, you will have benefits in three schemes. You need to watch the three videos below. Please remember any monetary values given are for illustrative purposes only. (The videos open in a viewer. Once you have finished click the white cross to close.)

You can also click the following link to download booklets explaining the schemes in more detail.

Booklet 2: The Royal Mail Collective Pension Plan

Booklet 4: Royal Mail’s Cash Balance Section

Booklet 6: Royal Mail’s past Defined Contribution (DC) Pension Scheme

Click here to return to the Pensions homepage.